Privacy Policy
This Privacy Policy is effective February 4, 2008
Welcome to Philadelphia Advisors. This Privacy Policy is presented to inform you about our practices regarding collection, use, and disclosure of information that you may provide via this site. This notice tells you what information we collect, steps we take to protect and secure it, how we use and share the information, and finally, how you can contact us with questions or concerns.
Please be sure to read this entire Privacy Policy before submitting directory information or inquiries at Philadelphia Advisors.
Your ConsentBy using this site, you agree to the terms of this Privacy Policy and the Philadelphia Advisors Terms of Service. Whenever you submit information via this site, you consent to the collection, use, and disclosure of that information in accordance with this Privacy Policy.
Information We GatherPhiladelphia Advisors collects personal information when you make directory submissions or inquiries with us, such as your name and email address. Philadelphia Advisors automatically receives and records information on our server logs from your browser, including your IP address, cookies, and the pages you request.
Philadelphia Advisors uses information for the following general purposes: services provision, identification and authentication, services improvement, contact, research, and anonymous reporting.
Information You ProvideThis site actively collects information from its visitors by allowing you to make submissions to the directory, submit advisor inquiries, and rate advisors, as well as communicate with us via email. Some of the information that you submit may be personally identifiable information (that is, information that can be uniquely identified with you, such as your name and e-mail address).
Some areas of this site may ask you to submit personally identifiable information in order for you to benefit from the specified features or to participate in a particular activity (such as advisor contact). You will be informed what information is required and what information is optional, as well as what information you wish to disclose before and/or after submitting inquiries.
The information that you provide us may be validated, and we may send you a validation email to that affect. In addition, you may, at times, use the Philadelphia Advisors system to contact Philadelphia Advisors. We do not send marketing or newsletter emails to your personal email address submitted during contact.
Information Collection and UsePhiladelphia Advisors collects information about you such as your name and email address when you submit inquiries. We use this information solely to validate your inquiry and provide you with notification of answers. If you create a directory account, we will ask you for a username and password, which will identify you throughout Philadelphia Advisors, and your personal email address for account validation. We require this information to create your account and to ensure the validity of the directory information you submit to Philadelphia Advisors. Philadelphia Advisors directory users can change their password or email information at any time via their profile summary page.
We ask for your email address if you submit a request through our contact form. We use your email address if we need to respond to your comments or questions.
CookiesA cookie is a small text file that is stored on a user's computer for record keeping purposes. We use cookies on this site, and we do specifically link those cookies to personally identifiable information.
We use session cookies and persistent cookies on our site. Session cookies expire when you logoff and close your browser, while persistent cookies remain on your hard drive for an extended period of time. These cookies are used to identify you as the account holder, and validate inquiries on the system. You can remove persistent cookies by following directions provided in your Internet browser's "help" file.
If you reject cookies, you may have limited functionality on our site, including but not limited to being requested to log in each time you access a new page, as well as the inability to submit inquiries or view answers.
Information Use, Sharing and DisclosurePhiladelphia Advisors does not share personal information we learn about you from your use of the Service or this web site with others except as described in this policy. In addition, we do not share your specific information with unrelated third parties for their direct marketing purposes.
Philadelphia Advisors may use or share your personal information in the following ways:
When you submit an inquiry, the text of that inquiry may be visible to other users. When you create a directory listing in Philadelphia Advisors, your listing will have personally identifiable information about yourself and that listing will be available on the publicly accessible portions of this site - you therefore may receive unsolicited messages from other parties as a result. Note that personal information sharing does not apply to inquiries made, which are not publicly identifiable by user.
Except as otherwise stated, we may internally use information collected via this site to improve the content of the site, to customize the site to your preferences, to communicate information to you (if you have requested it), for our marketing and research purposes, and for any other purpose specified herein. In addition, we may make full use of all information acquired through this site that is not in personally identifiable form.
If you provide personally identifiable information to this site, we may combine such information with other actively collected information unless we specify otherwise at the point of collection. We may also disclose personally identifiable information you provide via this site to third parties, but only:
1) to Service Providers we use to support our business, such as technical support, data delivery services, and financial institutions, in which case we will require such third parties to agree to treat it in accordance with this Privacy Policy and use it for the same purposes. For example, Philadelphia Advisors contracts with a website analytics company to measure how visitors use the site. To do this, Philadelphia Advisors uses internal page source code provided by the analytics company. The types of information we collect includes aggregate information such as pages you have visited and paths taken through the site. While the analytics company logs information coming from the site, Philadelphia Advisors retains full ownership of data stored by the analytics company and controls how that data may and may not be used;
2) In connection with the sale, assignment, or other transfer of the business of this site to which the information relates, in which case we will require any such buyer to agree to treat it in accordance with this Privacy Policy and use it for the same purposes; in the case of such an event, you would be notified via the Philadelphia Advisors website;
3) To respond to subpoenas, court orders, or legal process, to establish or exercise our legal rights or, defend against legal claims and if in our judgment in such circumstances disclosure is required or appropriate;
4) If we believe it is necessary in order to investigate, prevent, or take action regarding illegal activities, suspected fraud, situations involving potential threats to the physical safety of any person, violations of Philadelphia Advisors Terms of Service, or as otherwise required by law. The collection, use, and disclosure of information contemplated in this Privacy Policy may involve a transfer of the information to jurisdictions located outside your state or country of residence that may not have equivalent laws and rules regarding personally identifiable information. In these cases, you will be asked to consent to such transfers and disclosures in accordance with this Privacy Policy.
Aggregate Information SharingPhiladelphia Advisors may share aggregate information with advertisers, business partners, sponsors, and other third parties. We will not share personally identifiable information with third parties without your express consent. For example, we may disclose how frequently the average Philadelphia Advisors user visits the site, how often users make an inquiry, or which service category, in aggregate, is used most frequently.
Philadelphia Advisors is committed to protecting the security of your personal information.
We use physical, electronic, and procedural safeguards to protect personal information about you. Philadelphia Advisors stores the personal information you provide on computer systems with limited access, and are located in controlled facilities. Your Philadelphia Advisors directory account access is also password-protected. However, please note that this is not a guarantee that such information may not be accessed, disclosed, altered or destroyed by breach of such firewalls and secure server software.
This site takes reasonable steps to protect personally identifiable information as you transmit it to our site and to protect such information from loss, misuse, and unauthorized access, disclosure, alteration, or destruction. However, you should keep in mind that no data transmissions over the Internet can be guaranteed to be 100% secure or error-free. Consequently, we cannot ensure or warrant the security of any information you transmit to us and you do so at your own risk. Once we receive your transmission, we make efforts to ensure security on our systems.
If Philadelphia Advisors learns of a security systems breach we may attempt to notify you electronically so that you can take appropriate protective steps. By using this web site or providing personal information to us you agree that we can communicate with you electronically regarding security, privacy and administrative issues relating to your use of this site. Philadelphia Advisors may post a notice on our web site if a security breach occurs. If this happens, you will need a web browser enabling you to view the Philadelphia Advisors web site. Philadelphia Advisors may also send an email to you at the email address you have provided to us in these circumstances. Depending on where you live, you may have a legal right to receive notice of a security breach in writing. To receive free written notice of a security breach (or to withdraw your consent from receiving electronic notice) you should notify us using this form.
Changing your Preferences and Personal InformationYou can edit your Philadelphia Advisors directory information at any time by accessing and editing your account using your username and password. To keep personally identifiable information that you provide via this site accurate, current, and complete, please contact us as specified below and we will take appropriate steps to update or correct such information in our possession, or to delete your information from our contact list.
You may abandon your Philadelphia Advisors directory account at any time; however, please note that your personal information may remain in Philadelphia Advisors records to the extent necessary to protect Philadelphia Advisors legal interests or document compliance with regulatory requirements.
Links to Other SitesThis site contains links and references to other Web sites to which this Privacy Policy does not apply. Sites referenced or linked to by Philadelphia Advisors or its users may be submitted by people over whom Philadelphia Advisors has no control, including but not limited to homepage information submitted to the directory. These other sites may send their own cookies to users, collect data, or solicit personal information. By interacting with or viewing these third party sites, you are consenting to possible uses of your information by that third party which is governed by that site's privacy policy. Therefore, we encourage you to read the privacy policy of every web site you visit.
Public AreasOur site has public areas such as directory listings and inquiry archives. Please remember that any information you share in these areas becomes public, so you should be careful about what you disclose. If you post comments about Philadelphia Advisors services on our site, we reserve the right to publish them for editorial purposes or in promotional advertising and/or marketing materials.
Changes to the Privacy PolicyBy using the Philadelphia Advisors Website, you consent to the collection and use of your information as we have outlined in this policy and to our Terms of Service. Philadelphia Advisors may decide to change this Privacy Policy from time to time. When we do, we will post those changes prominently on the Website so that you are always aware of the information we collect, how we use it, and under what circumstances we disclose it. If there is ever a change to how Philadelphia Advisors uses or intends to use personal information, we will post that change to this policy and, if the new policy is materially less restrictive than this policy, we will seek your consent. Please review this Privacy Policy from time to time so that you will be apprised of any changes.
Contact InformationIf you have any comments regarding our privacy policy, please contact us via this form.
